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About QMS

Transparency and fairness in every loan.

Quality Mortgage Solutions is an independent mortgage company based in Doral, serving clients since 2018.

About QMS

Built around the borrower, not the bank.

We partner with top wholesale and private lenders so our clients see real options, not a single rate sheet. Every specialist on our team is focused on finding the right loan with the best rate, terms and costs for your situation.

Throughout the process we give you regular updates and progress reports, so you always know where you stand, in person or online, in English or Spanish.

2018Founded in South Florida
100+Lenders we shop for every loan
1Credit check, shared across every lender
EN · ESEvery step, in your language

Options first

We show you every program you qualify for and explain the trade-offs in plain language.

No surprises

You see estimated costs early and get updates at every milestone.

Bilingual service

Talk to us, sign and close in the language you're most comfortable with.

Michael Fernandez, President of Quality Mortgage Solutions
Michael FernandezPresident · NMLS #1491775

Meet our founder

“I started Quality Mortgage Solutions to give clients the best experience possible and the most competitive terms available. Guiding people to homeownership, and knowing we got them the best deal, is the most rewarding part of this work.”

Michael founded QMS in 2018 and leads a team focused on clear communication, speed and getting clients the right loan.

About QMS

Google reviews

What our clients say on Google.

4.9Rated 4.9 out of 5 from 209 Google reviews.
Jorge GuerraSep 2026 · Google

★★★★★

I just want to thank QMS and Ronald for being an integral part of our financial future- we were able to seamlessly find, view, and purchase properties of all spectrums with ease. Highly recommend the team if your in need of your next purchase!
Nelson MartinezJun 2026 · Google

★★★★★

The BEST mortage loan and funding expert in Miami I've had the pleasure of working with in a long time! Ron has amazing creative financing and negotiating capabilities that truly made a significant difference in closing with way better terms beyond what I thought was even possible. He stays connected through every step of the way and even sets up back up plans just in case. Definitely coming back for some DSCR servicing soon. Thanks Ron!!
neilyed LinaresApr 2026 · Google

★★★★★

We were assisted by Ronald, throughout the whole process he was very responsive and attentive to all our needs and questions. Will definitely recommend to anyone in the process of buying or refinancing!
Naeem Ahmed2025 · Google

★★★★★

I had an amazing experience refinancing my Orlando home with QMS Mortgage, thanks to Mr. Michael Fernandez. He was focused, professional, and incredibly thorough. Michael secured the lowest interest rate for me with minimal closing costs, beating out even my previous trusted mortgage contact. What truly stood out was how he saved me a significant amount on mortgage insurance and delivered on every promise—on time and without any surprises. The entire process, including closing, was simple, smooth, and quick. I'm very happy with QMS and especially with Michael’s service. I highly recommend him to anyone looking to refinance—I'll definitely be referring my friends and family!
Jose Rosado2025 · Google

★★★★★

Thanks to Gabriel for everything he did with this refinancing. He was with me at all times, a great human being and very professional in his work. I recommend him 100%. God bless him greatly.
Donna Gordon2025 · Google

★★★★★

I had an excellent experience working with Gabriel & his team. Will definitely recommend them to friends/family!
Luis Rodriguez2025 · Google

★★★★★

I started my mortgage refinance with another company I will not mention. It proved difficult to work with that company. I received a letter in the mail and I got in touch with Michael at QMS. I decided to call. It was the best decision I made. He took care of my refinance from A-Z and the process flowed so smoothly that I would definitely recommend him and his team to everyone. The thing that sold me on the transaction wasn't only the quickness of it, but the customer care. With the previous company I spoke to a person and I was never able to get through to her. The customer interaction was subpar to say the least. I did not have any issues with Michael and his team. They were always there and ready to answer my questions. If future rates ever drop and a refinance is in the works, they will be the first people I will get in touch with.
Daisy Esquenazi2025 · Google

★★★★★

The best experience from a very professional, communitive and knowledgeable mortgage broker. Easy and fast response with any questions or concerns I might have had.
Paul Solomon2024 · Google

★★★★★

Thorough and professional. Completed my VA mortgage refinance in excellent time and with the least amount of tasks/problems for my part of the process!
joy rocker2024 · Google

★★★★★

I was totally protected and well informed ever step of the way. The best experience working with Ron..he was very transparent ,understanding and a true people person. He kept reassuring me that all will be ok and this made me very comfortable. I will recommend him 100%. Professional in every way.

Recent 5-star reviews from Google. See every review, at every rating, on Google.

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