Win the house with a pre-approval sellers trust.

Unparalleled customer service and turnaround times that are truly fast. Our unmatched industry knowledge lets us structure your loan like no one else, so we get even the most difficult deals to the closing table when most can't. And our superpower is our network: more than 100 lenders we've spent over a decade building relationships with, which lets us deliver unbeatable mortgage terms, backed by our price match guarantee.

No. Our first conversation and your quote request don't involve a credit check. When you want firmer numbers, we can start with a soft pull, which doesn't affect your score. We only run a full credit check, with your permission, when you're ready to apply, and one check covers every lender we shop.

Before you lock, send us a written Loan Estimate from another licensed lender for the same loan program, loan amount, term, lock period, property and occupancy, dated within the last 5 business days. We'll match its interest rate and lender fees. Your loan still has to be approved under the same program and lender guidelines. Third-party costs such as taxes, insurance, title and appraisal are excluded. This is not a commitment to lend.

It depends on the program and your situation. Some programs allow a low down payment and VA loans offer eligible veterans a low down payment. Down payment assistance programs are also available. Not everyone will qualify and requirements vary from program to program, so ask us for more information. We'll show you every option you qualify for so you can choose.

Yes. Bank statement and profit-and-loss programs let business owners and 1099 earners qualify on actual deposits or a CPA-prepared P&L instead of the net income on their tax returns.

A loan for investment property that qualifies on the property's rental income compared with its payment (the debt service coverage ratio), not your personal income. You can close in your name or your LLC's.